Traditional trip cancellation insurance can reimburse you for non-refundable deposits if you need to cancel your trip. Although RoamRight’s trip cancellation insurance covers a wide range of cancellation reasons, there are some exceptions.

 You can, however, purchase an optional “Cancel for Any Reason” upgrade that lets you cancel your trip for any reason not covered in the typical trip insurance plan. So long as you file a “Cancel for Any Reason” claim up to 48 hours prior to your scheduled departure, you will be reimbursed for 75% of non-refundable trip costs.

For example, with Cancel for Any Reason coverage, RoamRight will reimburse you for:

• Non-refundable cancellation charges imposed by the travel suppliers
• Airfare cancellation charges for flights commencing within one week of the land/sea arrangements
• If your travel supplier cancels your trip, you are covered up to the cost of the ticket or the reissue fee charged by the airline for the tickets. You must have covered the entire cost of the trip, including airfare

You can purchase cancel for any reason trip insurance up to 21 days after your initial trip deposit for the Elite, Preferred, Adventure and Active RoamRight travel insurance plans.

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http://www.roamright.com/travel-insurance-info/travel-insurance-features/cancel-for-any-reason-trip-insurance/?ref=sitelink+Cancel+For+Any+Reason